“Well, I think I’m with Yngmar on this, and unless I can see something amiss I would prefer to leave well alone.”
Any careful and conscientious yachtsman will check their boats and do whatever is necessary to maintain the boat in a seaworthy condition. The problems with both Cheeki Rafiki and Polbream were that both boats had suffered keel collisions with rocks. In both cases that would be reason enough for their owners to have considered the possibility that there just might be “something amiss,” and not just in the navigators ability to navigate !!
In the case of Cheeki Rafiki, The report following the loss of the vessel, and of the loss of life of each of the crew onboard, commented that the vessel had suffered more than just one such collision, but that there was no record of any follow up examination to check that serious damage had not occurred. This however would not have been a matter of routine checking which this thread has been about, but was a serious emergency, and one where the keel attachment to the boat needed to be very seriously looked at and checked out. To that extent the boat should have been lifted out at the very first oppotunity, and before it was allowed to go back to sea. That examination I believe should have had the keel removed as Symphony2 has suggested, to allow a thorough inspection of the hull in that area to ensure there had been no damage done to it, and would in my opinion, have also required a new set of keel bolts to be fitted once any hull repairs had been completed.
As for doing nothing, I don’t think that has been suggested by any of the other replies to this thread, and certainly not by me. But my examination of the keel attachment to my boat did depend on what I saw as to how far that examination would go. So if there was no evidence of loosening of the keel bolts they would be left alone. If keel bolt loosening had been evident then I would want to know why they had become loose, I wouldn’t just simply tighten them up without getting that question answered satisfactorily.