Thanks Yngmar & Happysailor.
We are on a trailer for the winter, and have already dropped the rudder. It was easier than we thought. We’re replacing both top & bottom bearings, and the connecting nut that holds the rudder up. We decided as the rudder was out to replace the simmer seal (definitely needed replacement) and the rubber gaiter. So we nearly are ready to start putting it all back together, but the old gaiter looks to be stuck onto the hollow rudder post, and will have to be cut off. Interesting that when Jefa sent us the replacement bottom bearing, the new one has rollers, but was 12 mm shorter in height, so they also included a 12mm ring to go below the new bearing on the stock!!!!
Thanks again for your input.