I used to have problems with mussels entering the sea water intake in the saildrive leg, and initially I wasnt sure whether what I could see from the exhaust outlet to overboard was steam or smoke, but then when the engine over temperature alarm went off, the question was answered. Since then I have always soaked and flushed out the saildrive leg waterways each winter with vinegar. Soaking the waterways also meant temporarily blocking up the seawater inlets to the saildrive, and to do that I made up the kit shown in the photos attached. Using self adhesive tape to cover the water inlets on the saildrive leg was unsatisfactory because the vinegar attacked the adhesive and the tape came off within a matter of minutes. So two plywood blocks cut large enough to cover the side inlets were used, and to each if these I stuck some closed cell foam rubber about eight millimetres in thickness. Closed cell foam stopped the vinegar from reaching the adhesive that held foam to the plywood pads. Two sliding clamps were used to hold these in place over the side inlets. Next was to seal off the small hole inlet in the very bottom of the saildrive leg. For this I used about a two inch long 6mm bolt fitted with two nuts and two washers to clamp a rubber grommet into place. this was then pushed up inside the bottom hole and tightened as needed to secure the hole, but not until all water within the leg had been drained out. Next was to open the saildrive cooling water inlet valve and pour about a litre of vinegar into the seawater filter and leave it for a few days, The longer the better, and this would dissolve the mussel shells and leave the waterway clear. Yes, their relatives did come back, and hence the need to do this every time the boat was lifted out.
Later on I fitted a Nasa exhaust temperature monitor, and this would warn of overheating before damage occurred, though this was primarily fitted to warn me before a newly fitted plastic exhaust silencer might get damaged, and also as a warning if the cooling water valve had inadvertently been left shut.