We also have a 40 Ocean with a Saildrive 120S-E and a 3-bladed fixed Volvo aluminium prop. It's never fallen off yet. Whenever I reinstall it, I put some blue Loctite (medium strength threadlocker) on the bolt and torque it and the cone up correctly.
I do this myself of course, like all maintenance work. Maybe your problem arises from "having things done" instead of "doing things"? I've found in any industry, and certainly the marine industry, work is done poorly much of the time, unless closely supervised.