Fin keels in Bavarias are fitted in a similar way to Beneteaus, Jeanneau and almost all other modern boats. Any boat that has suffered a grounding can have keel problems.
The problem with flexing is that it causes delamination. Keels falling off because of corrosion of keel bolts is very rare. It is more common for the keel and the bolts to pull out of the glass, often ripping large sections of glass out.
I recommend you look at the annex to the Cheeki Rafiti accident report. The big problem is identifying delamination. This can only be done using ultrasound while the boat is suspended in a sling with the keel off the ground. The scary part is that different repairers have totally different views on how to identify damage and how to rectify it.
Any flexing seems to indicate a problem requiring rectification, not just resealing to stop water penetration. Retightening the bolts may mrely compress the delamination and obscure the problem, and definitely won't fix it. The problem with delamination is that the keel may come off suddenly.
Craig
"Shirley Valentine"
Gold Coast
Australia